The only affordable LMS with CIMS portal integration, Video KYC, co-lending engine, and AI credit scoring — everything RBI now mandates for NBFCs & MFIs in India.
No setup fee for first 3 months · Go-live in 4–8 weeks · 24/7 support
Ground-up built for India's regulatory environment. No add-ons needed.
CIMS portal reporting, board-approved policies, Key Fact Statement auto-generation — every RBI 2025 mandate built-in from day one.
Real-time Video KYC with face-match, Aadhaar XML OTP, PAN verification, and CKYC sync for all digital loan applications.
ML-based borrower risk assessment using bureau data, bank statements, and behavioral signals — reduces NPA by up to 25%.
Bank-NBFC co-lending as per RBI CLM guidelines — automated profit sharing, reconciliation, and regulatory reporting.
Straight-through processing from approval to disbursement. UPI, IMPS, and NEFT integration for instant transfers.
Every action timestamped and logged for RBI inspections, CIMS compliance, and internal governance audits.
Borrowers apply, track status, download statements, and make repayments 24/7 — reduces support load by 40%.
Direct API integration with RBI's Centralised Information Management System for mandatory supervisory data reporting.
60–70% lower than enterprise LMS alternatives. No hidden fees.
Prices are indicative. Final pricing depends on loan volume & customizations. Contact us for a detailed quote.
Our NBFC lending specialist will contact you within 24 hours.
Yes. Our LMS includes every mandate from RBI's Digital Lending Directions 2025 — CIMS portal reporting, Video KYC (VCIP), board-approved digital lending policy enforcement, Key Fact Statement generation, co-lending engine, and complete digital audit trails. We track RBI circulars continuously and update the platform at no extra cost.
Most NBFC and MFI clients go live in 4–8 weeks. The timeline depends on your existing data migration requirements, customizations needed, and team availability for UAT. We assign a dedicated implementation manager to ensure on-time delivery.
MICS LMS starts at ₹30,000/month (approximately $600/month). This includes the full platform, CIMS integration, Video KYC, AI credit scoring, unlimited users, and 24/7 support. There is no setup fee for the first 3 months. Final pricing depends on loan volume and customization scope.
Yes. Our co-lending engine is built as per RBI's Co-Lending Model (CLM) framework. It handles profit-sharing calculations, reconciliation between bank and NBFC, regulatory reporting, and automated loan disbursement workflows for both priority and non-priority sector lending.
Yes. We provide out-of-the-box integration with CIBIL, CRIF High Mark, Experian, and Equifax. Bureau checks are automated during the loan application workflow, and scores feed directly into our AI credit risk model for real-time underwriting decisions.