NBFC and Healthcare Software Prayagraj — RBI Compliant Software for UP 2026

NBFC and Healthcare Software Prayagraj — UP Business Software 2026

Prayagraj serves as a regional hub for western UP's NBFC operations and has a significant healthcare ecosystem anchored by the Motilal Nehru Medical College (MNMC) and numerous private hospitals. Both sectors have specific software requirements that generic solutions often miss.

NBFC Software for Prayagraj

Prayagraj as NBFC Hub

Prayagraj's strategic location — serving Allahabad division's large rural population — makes it a base for NBFCs covering eastern UP's underserved communities. Gold loan NBFCs, MFIs, and MSME lenders operate from Prayagraj with district branches.

MICS NBFC Software

• RBI Digital Lending Directions 2025: KFS, APR, V-CIP, LSP agreements
• Group loan (JLG): centre meeting management for rural MFI operations
• Gold loan: daily gold rate integration, LTV monitoring (75% cap)
• Multi-branch: Prayagraj HQ + Allahabad, Kaushambi, Fatehpur district branches
• CIMS reporting: monthly RBI supervisory data submission
• Bihar/UP Money Lenders Act: dual compliance

Pricing: Rs. 10,000-22,000/month

Healthcare Software for Prayagraj

Hospital Management System (HMS)

Prayagraj's private hospitals — serving patients from western UP and eastern UP — need:

• OPD management: patient registration, doctor consultation, prescription
• IPD: admission, bed allocation, nursing notes, discharge
• Pharmacy: drug inventory, expiry tracking, sale billing
• Laboratory: pathology test orders, result entry, report printing
• Billing: GST-compliant patient billing (healthcare services exempt)
• Cashless insurance: TPA integration for insurance claim processing

Telemedicine

Prayagraj's hospitals serve rural UP — telemedicine extends reach without requiring patient travel:

• Video consultation: doctor-patient video call with e-prescription
• Ayushman Bharat PM-JAY: government health scheme patient identification
• ABHA (Ayushman Bharat Health Account): patient health ID linkage

DPDP Act Compliance

Hospitals processing patient data need DPDP Act 2023 compliance — consent management, data inventory, and breach notification procedures.

Pricing: Rs. 8,000-20,000/month

Combined Compliance for Prayagraj

• GST for NBFC: exempt supply management, ITC reversal
• GST for hospital: pharmacy billing, canteen GST
• HRMS: UP compliance — no PT, UP minimum wages
• Digital marketing: NBFC lead generation, hospital patient acquisition

Free consultation for Prayagraj businesses: +91 9355273535 | admin@mics.asia