NBFC and Healthcare Software Prayagraj — RBI Compliant Software for UP 2026

NBFC and Healthcare Software Prayagraj — UP Business Software 2026

Prayagraj serves as a regional hub for western UP's NBFC operations and has a significant healthcare ecosystem anchored by the Motilal Nehru Medical College (MNMC) and numerous private hospitals. Both sectors have specific software requirements that generic solutions often miss.

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NBFC Software for Prayagraj

Prayagraj as NBFC Hub
Prayagraj's strategic location — serving Allahabad division's large rural population — makes it a base for NBFCs covering eastern UP's underserved communities. Gold loan NBFCs, MFIs, and MSME lenders operate from Prayagraj with district branches.

MICS NBFC Software
- RBI Digital Lending Directions 2025: KFS, APR, V-CIP, LSP agreements
- Group loan (JLG): centre meeting management for rural MFI operations
- Gold loan: daily gold rate integration, LTV monitoring (75% cap)
- Multi-branch: Prayagraj HQ + Allahabad, Kaushambi, Fatehpur district branches
- CIMS reporting: monthly RBI supervisory data submission
- Bihar/UP Money Lenders Act: dual compliance

Pricing: Rs. 10,000-22,000/month

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Healthcare Software for Prayagraj

Hospital Management System (HMS)
Prayagraj's private hospitals — serving patients from western UP and eastern UP — need:
- OPD management: patient registration, doctor consultation, prescription
- IPD: admission, bed allocation, nursing notes, discharge
- Pharmacy: drug inventory, expiry tracking, sale billing
- Laboratory: pathology test orders, result entry, report printing
- Billing: GST-compliant patient billing (healthcare services exempt)
- Cashless insurance: TPA integration for insurance claim processing

Telemedicine
Prayagraj's hospitals serve rural UP — telemedicine extends reach without requiring patient travel:
- Video consultation: doctor-patient video call with e-prescription
- Ayushman Bharat PM-JAY: government health scheme patient identification
- ABHA (Ayushman Bharat Health Account): patient health ID linkage

DPDP Act Compliance
Hospitals processing patient data need DPDP Act 2023 compliance — consent management, data inventory, and breach notification procedures.

Pricing: Rs. 8,000-20,000/month

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Combined Compliance for Prayagraj

- GST for NBFC: exempt supply management, ITC reversal
- GST for hospital: pharmacy billing, canteen GST
- HRMS: UP compliance — no PT, UP minimum wages
- Digital marketing: NBFC lead generation, hospital patient acquisition

Free consultation for Prayagraj businesses: +91 9355273535 | admin@mics.asia